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National Reference Tables

Comprehensive 50-state + D.C. reference data for lien information, motor vehicle offices, title fees & taxes, title issuing requirements, transfer rules, and VIN decoding.

Lien Information by State

Title held by, ELT status, date of perfection, days to release lien, penalty for late release, lien expiration, and repo title requirements for all 50 states + DC.

State	Title Held By	ELT	Date of Perfection	Days to Release	Penalty	Lien Expiration	Repo Title
Alabama	Electronic/Lienholder	Yes	30 days	10 days	No	12 years	No
Alaska	Lienholder	No	10 days	Immediately	No	No	No
Arizona	Electronic	Required	30 days	15 bus. days	Yes	12 years	No
Arkansas	Lienholder	No	30 days	10 bus. days	Yes	No	No
California	Electronic/Lienholder	Required	10 days	15 bus. days	Yes	No	No
Colorado	Electronic/Lienholder	Yes	Date of filing	15 days	No	10 years	No
Connecticut	Lienholder	No	20 days	10/30 days	No	10 years	No
Delaware	Lienholder	No	Date of filing	30 days	Yes	8 years	No
Florida	Electronic/Lienholder	Required	Date of filing	10 days	No	No	Yes
Georgia	Electronic/Lienholder	Required	30 days	10 days	No	10 years	No
Hawaii	Electronic/Lienholder	Yes	Date of filing	No	Yes	—	—
Idaho	Electronic/Lienholder	Yes	Date of filing	30/10 days	No	No	No
Illinois	Lienholder	Pending	30 days	21 days	Yes	No	No
Indiana	Electronic/Lienholder	Required	Date of filing	10 bus. days	Yes	No	Yes
Iowa	Electronic/Lienholder	Yes	Date of filing	15 days	Yes	No	No
Kansas	Electronic	Yes	30 days	3/10 bus. days	Yes	No	Yes
Kentucky	Owner	No	30 days	10 days	No	10 years	No
Louisiana	Electronic/Lienholder	Yes	Date of filing	No	No	No	—
Maine	Electronic/Lienholder	Yes	Date of filing	14 days	Yes	66 months	No
Maryland	Electronic/Owner	Required	10 days	5 bus. days	No	No	No
Massachusetts	Electronic/Lienholder	Yes	10 days	3/10 days	Yes	No	No
Michigan	Electronic/Owner by Request	Required	Date of filing	14 days	No	No	Yes
Minnesota	Owner	Yes	Date of filing	7/15 days	No	7 years	No
Mississippi	Electronic/Lienholder	Required	Date of filing	30/10 days	Yes	8 years	Yes
Missouri	Owner/Lienholder by Request	No	30 days	5 bus. days	Yes	6 years	Yes
Montana	Owner	Yes	Date of filing	21 days	Yes	No	Yes
Nebraska	Electronic	Yes	Date of filing	15 days	No	No	Yes
Nevada	Electronic/Lienholder	Required	Date of filing	15 days	No	No	No
New Hampshire	Lienholder	No	20 days	30/10 days	No	No	No
New Jersey	Lienholder	Required	Date of filing	15 days	Yes	No	No
New Mexico	Lienholder	Yes	10 days	No	—	No	—
New York	Owner	Yes	10 days	Immediately	Yes	No	No
North Carolina	Electronic/Lienholder	Required	20 days	30/10 days	Yes	No	No
North Dakota	Lienholder	No	Date of filing	30/10 days	No	No	No
Ohio	Electronic/Lienholder	Yes	Date of filing	7 bus. days	Yes	No	Yes
Oklahoma	Electronic/Lienholder	Yes	25 days	7 bus. days	Yes	No	Yes
Oregon	Lienholder	No	Date of filing	15 days	No	No	No
Pennsylvania	Electronic/Lienholder	Required	Date of filing	Immediately	No	6 years	No
Rhode Island	Lienholder	Yes	20 days	15 bus. days	Yes	No	No
South Carolina	Electronic/Lienholder	Required	10 days	30/10 days	Yes	12 years	No
South Dakota	Electronic	Yes	Date of filing	20 days	No	No	Yes
Tennessee	Lienholder	No	20 days	72 hours	Yes	No	No
Texas	Electronic/Lienholder	Yes	Date of filing	10 days	No	10 years	No
Utah	Electronic/Lienholder	Yes	30 days	No	No	—	No
Vermont	Lienholder	No	20 days	12 bus./30 days	Yes	No	No
Virginia	Electronic/Lienholder	Required	30 days	10 days	No	No	Yes
Washington	Electronic/Lienholder	Yes	10 days	10 days	Yes	No	No
Washington DC	Lienholder	Pending	Date of filing	72 hours	Yes	No	Yes
West Virginia	Electronic/Lienholder	Yes	60 days	15 days	Yes	15 years	Yes
Wisconsin	Electronic/Lienholder	Required	Date of filing	30/10 days	Yes	10 years	No
Wyoming	Owner or Lienholder	No	Date of filing	No	—	10 years	Yes